Please review each product section separately below. PayPal Credit and PayPal Pay in 3 are different products with different eligibility checks, repayment structures and terms.
A revolving credit account attached to your PayPal account. Spread the cost of purchases over 6, 12, 24 or 36 months. Enjoy 0% interest for up to 12 months when you spend £99 or more.
Add items worth at least £99 to your basket to unlock PayPal Credit at checkout.
Select PayPal Credit as your payment method when you proceed to checkout.
Apply via PayPal in minutes. If approved, your credit limit is ready to use immediately.
PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom, EC4M 7RD.
PayPal Credit: Terms and conditions apply. Credit subject to status, UK residents only, PIONEER BATHROOMS LTD acts as a broker and offers finance from PayPal.
PayPal Credit can help you spread the cost of larger bathroom purchases with flexible repayment periods. This option is suited to customers who want more time to repay than a 3-instalment plan.
Choose PayPal Credit at checkout, complete the short application and, if approved, place your order immediately.
Credit CalculatorEnter the total amount you want to spend.
The example above highlights the interest you will pay if your balance isn't paid off within the 0% interest free period.
Buying a new bathroom or replacing an old one can be a major cost, so PayPal Credit helps you spread payments over a longer period.
PayPal Credit is a revolving credit account linked to your PayPal account. You can spread the cost over 6, 12, 24 or 36 months. 0% interest is available for up to 12 months on eligible purchases of £99 or more, subject to status and approval.
Typical steps: Add at least £99 to basket, select PayPal at checkout, choose PayPal Credit, complete the credit application and finish your order once approved.
PayPal Credit is a credit limit that is attached to your PayPal account which will allow you to make online purchases and spread the cost over a period of time that suits you.
You will need an active PayPal account and applying takes just a few minutes of your time. When clicking on the PayPal Credit option on our checkout page, you will be shown a selection of instalment options allowing you to spread the cost over a number of monthly payments.
You will then be directed to the PayPal website to complete a short form and PayPal will then run a quick credit check. If your application is approved you will be redirected back to our website to complete your purchase.
For PayPal Credit to show as a payment option you will need to have a minimum of £99 worth of goods in your basket.
If your application if unsuccessful, PayPal will send you more information about why your application failed. You can however still use PayPal to complete the purchase securely with your debit or credit card.
Please use our calculator above to see the available options.
PayPal Credit is only available online and takes just a few minutes to apply.
Yes you can return your purchase as normal (please see our Returns Page) and the money will be refunded back to your PayPal Credit Account once the return has been processed.
No - discount codes cannot be used when applying for PayPal Credit - this includes Trade Account customers.
PayPal Credit information: PayPal Credit FAQ
Full details are on PayPal's own pages: PayPal Pay in 3 and Pay in 3 Terms.
If you are unsure about anything to do with the finance options, please call us on 0203 113 2122 or complete the form below and our team will reply.
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